this is really wierd 🤔
did you give her the car back at the start of the game?
are all the cars you currently own cars that you got by yourself?
yah i know it is weird...and yah i gave the car back at the beginning of the game and all the cars i own now are all mine i have asked everyone and noone knows whats going on...they thnk it was a glitch in my profile
it's probably a corrupted file in your save file
this kind of thing happen in another gta3 for me
as far as i know the best way to fix it is to delete nfsu2 from your xbox's hard drive
delete the whole nfs profile not just the save games and start the game over again
you don't have to follow my advice but it worked for gta3 and it might work for underground2, it's your choice