Change Starting Money
Go to the properties of the following file: C:\Program Files\Singles2\config\game.cfg and take out the read-only attribute. Then edit the file in Notepad.
Search for the following field: "moneystart". Change the amount for the backyard, apartment or the penthouse to read 999999999. Save the file then edit the properties and make the file read-only again.
Unlock All Modes
Search for moneystart, then scroll down and look for BackyardEnabled = false, ApartmentEnabled = true, PenthouseEnabled = false change the false for true and you are set.
Search for pixelation, then make sure that pixelate = true and that fullPixelation = false.