You will be likely permantly banned from all the online feature if you are cheating.
Perma ban are already sent out to the peoples who are ruining leaderboards.
Online features : liveries & tunes of creators, auction house, gifted cars, forzathon, seasons, super7, rivals, convoys, Horizon Arcade, leaderboards, etc...
FH5 is ~70% online.
FH5 is not a solo game (even if there's a "solo" mode, plenty of features are online only and available in "solo".
In fact, if you are playing in solo mode, your times, scores, etc... are upload to the online leaderboard.
So, if you want to be able to use all the online feature, just don't cheat.
They are detecting money cheat very easily, even if you add 1000 CR, you will be banned.
.net framework isn't BS, it is used for a lot of different things and should be kept up to date regardless. Just because you don't understand something it does not make it BS.
Your system files that are required to be up to date for the trainer's to work are not up to date, therefore the trainer will likely have issues working properly. 😐
This is true for me as well. In FH4 I did quite a bit of credit modification such as giving myself 15 million and have never been banned. I think it is case by case as long as you don't do anything to stand out.
Hardware/account ban... yikes! Thanks for the PSA. I'll just stick with grinding then.