It does that occasionally and you can use fast travel to reset it.
In my case the skill points option doesn't do anything, and the credits option can be either one. Started the game 3 times last night, 2 of them were skill points, and the rest 1 is credits lol.
Cal already stated that he has Uplay + subscription so he gets access on Oct. 1st.
I will back you for all those options.