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DABhand
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Rank: AUTHOR  
Member Since: Aug 27, 2006
Last Visit: Jan 29, 2015
Location: United Kingdom
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Ringfencing... wut?
posted 1/19/2015 3:17:08 PM

Wow isn't amazing how many people in the UK don't understand what Ringfencing is. The amount of young adults on various sites or facebook pages about ordering take-aways crying that they took their money is madness.

They don't understand what ringfencing is, which is when the bank sidelines money for an order and waits for the confirmation to pay it out from the seller. If an order is cancelled it usually takes 4 working days to get back, although in unique circumstances if there is a large amount of money ringfenced at a cost the seller can call their bank to cancel quicker and get the money reinstated at that time.

Still it is amusing that people these days become legal experts in this matter, about how businesses are stealing their money without their consent, but even funnier when you try to explain to them.. they take it wrong and think it is some sort of scam or you are making excuses.

And these people will be the new leaders and adults of this world. Doesn't it make you feel safe.

Perhaps it is the same for other countries too?

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