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Posted: Nov 06, 2009 4:39:22 PM - Report post  (0)  (0)       Post Reply  post reply  

I got my first "YOU'VE BEEN PRE-APPROVED FOR A CREDIT CARD! SIGN UP NOW AND GET blah blah blah milk blah blah and a cookie blah blah blah" junk mail thing today.

I tossed it out. I already have a card.

If you can't go through life on a single card only, you're doing it wrong.

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Posted: Nov 06, 2009 5:11:29 PM - Report post  (0)  (0)       Post Reply  post reply  

I have a few ATM cards.
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Posted: Nov 06, 2009 7:01:18 PM - Report post  (0)  (0)       Post Reply  post reply  

ATM cards are not the same.

I have a check card linked to my checking account, and a credit card for emergencies.

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Posted: Nov 06, 2009 7:03:28 PM - Report post  (0)  (0)       Post Reply  post reply  

I lost mine...
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Posted: Nov 06, 2009 9:14:02 PM - Report post  (0)  (0)       Post Reply  post reply  

 quote:
 originally posted by Dhampy:

ATM cards are not the same.

I have a check card linked to my checking account, and a credit card for emergencies.

Hmm i only have a check card thats linked to my checking account. But I'm thinkin I should get a credit card for emergencies. Like when I went to vegas, the only way to get internet was with a credit card

[Edited by zorrodude, 11/6/2009 9:14:47 PM]

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Posted: Nov 06, 2009 9:16:26 PM - Report post  (0)  (0)       Post Reply  post reply  

 quote:
 originally posted by zorrodude:

 quote:
 originally posted by Dhampy:

ATM cards are not the same.

I have a check card linked to my checking account, and a credit card for emergencies.

Hmm i only have a check card thats linked to my checking account. But I'm thinkin I should get a credit card for emergencies. Like when I went to vegas, the only way to get internet was with a credit card

[Edited by zorrodude, 11/6/2009 9:14:47 PM]

Card readers can't tell the difference between a check card and a credit card...and if it asks if it's credit or debit, hit credit and you won't get any fees. They're interchangeable as far as the infrastructure is concerned.

Edit- ATM cards, on the other hand, have more numbers and carry different information.

[Edited by Dhampy, 11/6/2009 9:17:11 PM]

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Posted: Nov 06, 2009 9:32:19 PM - Report post  (0)  (0)       Post Reply  post reply  

Well normally I do use credit, but the clerk had my card and had to do it manually and noticed it said debit and refused to run it as credit.
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Posted: Nov 07, 2009 2:23:50 AM - Report post  (0)  (0)       Post Reply  post reply  

I hate those things.

I have two ATM cards, one of which is an empty account until money starts going in there. The other is a savings account I've had since I was 14.

Credit cards will only ever serve one purpose with me: Buying stuff online. Wait, with Paypal I can do that safely! Never mind then

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