I will only decide what I would do when it actually happens to me. That's when my angels and devils start to fight. Who knows? I might give it back. I might keep it. I don't honestly know.
[Edited by latios_power, 11/25/2013 1:26:32 PM]
If you don't report it and if you keep it in cash, 100k really isn't enough for the IRS to notice you spending.
You have to get their attention for something else before they'd even have any idea.
You'd get caught mostly if you claim tax credits for things your claimed income implies you can't afford.
IE: you buy a car with a good CAFE rating and claim the tax credit on it and don't claim enough income to be able to afford it.
Avoid buying a house, keep it quiet, and you'll be fine.
On the other hand, you turn it in. Because it's the ethical thing to do.
I know here there is a limit of about 10k you can put in your bank without drawing notice
BUT DAYUUUUUUUUUM 100k $! Good thing the couple were an honest one.
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